Groupon Voucher Settlement

“You snooze, you lose” is no longer the case for Groupon customers (a daily deals site).  A class-action lawsuit may result in a refund for Groupon customers who bought deals between November 1, 2008 and December 1, 2011.

Groupon, a Chicago based company notified customers via email on Friday, May 25th of a proposed $8.5 million dollar settlement after over a dozen lawsuits in several different courts claimed, for example, that Groupon vouchers had illegal and undisclosed expiration dates and other restrictions, and did not make that information clear on the Groupon website.  Among the claims include some of the wording in Groupon’s find print that alleged to violate the federal gift card law that prohibits selling gift cards that expire in less than five years.

A judge must approve the proposed settlement during a final approval hearing on July 20th. Groupon, which established the $8.5 million settlement fund to issue refunds, less plaintiffs’ attorneys’ fees and costs,  has not admitted fault  by agreeing to the proposed settlement.

For more information on the settlement, head on over the Groupon Voucher Settlement webpage HERE.  If you are a Groupon customer and want to participate in the settlement, you MUST submit a CLAIM FORM HERE to receive a settlement voucher.  The amount to be refunded has not yet been determined.

Customers who object to the settlement, including the requested attorney’s fees, and decide to opt-out of settlement must file with the US District Court for the Southern District of California by July 6th.  Doing so would allow those customers to pursue their own legal actions against Groupon.

Thank you to our Veterans!

Today is November 11, 2011 (11/11/11), and is Veteran’s Day.  Please thank a veteran for their service today. 

In 1918, on the eleventh hour of the eleventh day on the eleventh month (November 11th) the world rejoiced and celebrated, because after four years of a bitter war, the Allied powers signed a cease-fire agreement (an Armistice) with Germany at Rethondes, France.  This agreement brought Word War I to a close.  November 11, 1919, was made Armistice Day in the United States, to remember the sacrifices that men and women made during World War I in order to ensure a lasing peace.  

On Armistice Day, soldiers who survived the war marched in a parade through their home towns.  Politicians and veterans gave speeches and held ceremonies of thanks for the peace they had accomplished.  November 11th is also celebrated as Remembrance Day or Armistice Day in many portions of the world.

In 1953, the townspeople in Emporia, Kansas called the holiday Veteran’s Day in gratitude to the veterans in their town.  Soon after, Congress passed a bill, introduced by a Kansas congressman renaming the federal holiday to Veteran’s Day.  Beginning in 1954, the United States designated November 11th as Veterans Day to honor veterans of all US wars.

The Veterans Day National Ceremony is held on November 11th at Arlington National Cemetery.  The ceremony begins precisely at 11:00 am with a wreath laying at the Tomb of the Unknowns and continues with a parade of colors by veterans’ organizations and remarks from dignitaries.  The ceremony is intended to honor and thank all who have served in the United States Armed forces.

A personal note.  A special thank you today goes out to my loved ones –  

Thank you Jon, my loving husband, who served in the Marines.

Thank you Daddy, who served in the Navy.

Thank you Kim, my sister-in-law, who served in the Air Force, and is living in on a base in Germany with her husband, Shad.  Thank you Shad, my brother-in-law, who is currently serving in the Air Force, and is Kim’s Husband.

Thank you to Norman, my father-in-law, for serving in the Air Force.  Thank you to Benjamin, my brother-in-law, who served in the Navy.  And, thank you Grandpa Haiflich, who served in the Army.

Posted by CrimmyLynn

September is National Coupon Month!

National Coupon MonthDid you know…  September is National Coupon Month!

National Coupon Month began 13 years ago, introduced by the non-profit trade association Promotion Marketing Association to heighten the awareness to savings and increase coupon usage and has become a month-long celebration of savings each September.

The History of Coupons…

1886: Coupons are born! John Pemberton, a pharmacist in Atlanta, creates the recipe for the syrup that makes Coca-Cola and gives out FREE drink cards to people on the street, encouraging them to try the new drink at his pharmacy.

1891: Asa Candler, who bought the formula for Coca-Cola, arranges with pharmacies to direct-mail account-specific coupons to customers for a free glass at the soda fountain.

1894: Coca-Cola converts their free coupon to a version that is good anywhere the product is sold. Retailers redeemed the coupons with proof-of-purchase of the syrup for reimbursement.

1895: C.W. Post distributes the first cents-off coupon worth a penny toward his new cereal, Grape Nuts.

1930s: Coupons become a staple in the American household because of the Depression.

1957: The Nielson Coupon Clearing House becomes the first clearing house devoted to coupon redemption.  Coupons have created a new industry.

1965: 50% of American households are now coupon users.

1975: Coupon popularity continues to grow.  Over 35 Billion coupons are distributed and 65% of American households clip coupons.

1998: America celebrates it very first  National Coupon Month.

2008: 89% of consumers use coupons while shopping to save money as prices rise.

2009: A total of 311 Billion coupons were distributed – the largest single-year distribution.  Shoppers saved $3.5 Billion with coupons.

2010: Coupon distribution and redemption continue to build on record-breaking growth trends of 2009.  Consumer purchase behavior points towards a permanent shift to value ans savings as the US recovers from the worst recession since the Great Depression.

Coupon Facts…

  • Coupon redemption in the first half of 2010 increased by 7.9%, outpacing results in the first half of 2009.  Consumers saved $2 Billion with coupons.
  • Coupon distribution in the first half of 2010 increased by 11.4%.  Marketers offered 18 Billion more consumer packaged goods coupons during this time.
  • CPG marketers continue to allocate the largest share of coupons (85%) in the free standing insert.
  • In 2010, the internet continues to grow at a much faster pace than all other distribution media; up from 79% from a year ago, but it only represents 1.2% of all coupon distribution.
  • 91% of shoppers would walk away from the “perfect item” if it wasn’t on sale.  73% would come back later during a sale with a store coupon; 19% would go to the sale racks instead.
  • CPG distribution increased by 11% in 2009.  Consumers redeemed 3.2 Billion coupons – a 23% increase in 2009, saving $3.5 Billion with those coupons.
  • 73% of shoppers stock up on an item when they find a bargain.
  • 77% of consumers use CPG coupons on a regular basis.

So, in honor of National Coupon Month…

I will concentrate more of my posts on where to find coupons, how and when to use coupons, pairing coupons and sales, and much more on coupons, coupons, coupons!

To begin, here are a few internet coupon sites that allow you view available coupons, and print the coupons you want.  Most of them will allow you to print TWO of each selected coupon (although  there are some exceptions).



Posted by CrimmyLynn



How did Hurricane Irene Affect YOU?

How did Hurricane Irene affect you and your family?

Many of my family, friends, and loved ones had minor damage to their homes, suffered power outages (and still are), but really that’s about it.  Although Maryland got hit pretty hard with the power outages, I think we made out okay, everything considering.

My heart goes out to all those on the east coast who have flooded basements, lost their homes, and most of all lost loved ones due to this hurricane.

Our Story:

Jon and I planned months ago to go to Hershey last weekend, and Hurricane Irene wasn’t going to change that.  We prepared our house as best we could — waterproofed the basement doors, cleaned out the sump pump drain, and brought in the outdoor furniture.  There wasn’t much more that could be done.

We planned on taking the doggies with us to PA, but because of the incoming storm, my parents cancelled their plans and offered to watch the pups.  Which was s good thing because that meant we would take the Fusion instead of the Explorer and save lots on gas.  So, THANK YOU Dad and Annie!

So, after work on Friday, I headed home, and Jon had everything ready.  The dogs had already been picked up.  We packed the car and were on our way.  For being a Friday evening, traffic was not as bad as it usually is, so we made pretty good time into Hershey.

Our minds were on the path of the hurricane, but it was difficult to get “local” information from PA about MD.  The weather station was on television nonstop, as we worried about what was going on, but not getting many details.  Calling the parents didn’t help a whole lot because I got reports such as “yep, it’s been raining pretty hard for a while now,” and “the wind is starting to blow.”  The aren’t meteorologists, so you can’t expect perfect weather forecasts from them.

We tried to put that in the back of our minds, as there was nothing we could do from Hershey.  On Saturday we took a day trip to see a relative, and got up early Sunday morning to listen to a very good sermon on patience.  Then we had breakfast with Jon’s parents and grandparents, and headed back home.

It rained most of the way, but by the time we got close to home, the rain stopped.  Anxious to find out the potential damage and if we had power, we parked in front of the house, and started unloading the car.  The front of the house looked ok, and thank goodness, when we opened the door WE HAD POWER! The only damage incurred was a little roof damage and some branches in the backyard from the dry-rotted tree next door (which desperately needs to be cut down, as branches come down from the thing during every storm!).  I feel very blessed that we have power and have minimal damage to the house.

Please let me know what your experience during Hurricane Irene was like by leaving me a comment!

 Posted by CrimmyLynn

Hurricane Checklist and FREE Online Prep Class

If you live on the East Coast, you are more more than likely (I hope!) aware of Hurricane Irene’s strength and arrival.  Are you prepared for the storm?  The possible outages, flooding, etc? had provided a downloadable checklist to help you make an emergency kit, instructions on how to make an emergency plan, and provides information you should know about hurricanes (and other emergencies), and important links to additional information.

FEMA also provides a Community Hurricane Preparedness FREE Interactive Web-Based Course which will teach you:

  • The characteristic features of a hurricane
  • The ways in which meteorologists monitor hurricane development
  • The hazards from hurricanes
  • The basic hurricane forecasting process and its limitations
  • The correct forecast product to use at various stages in an event
  • How to formulate a plan for dealing with the potential disaster
Posted by CrimmyLynn

Where Were You…When the Earth MOVED???

So, the BIG QUESTION…Where where you and What were you doing when the earthquake hit?

Yes, I know those Californians are laughing at us for making a big deal out of a 5.9 earthquake, but that’s the largest one we’ve had in history! in this area I think it’s pretty amazing what the earth can do and how it reminds us of it’s awesome power once in a while.  Kinda puts us in our place.

So, where was I?  I was at my desk at work, and I noticed the glass starting to shake (which never happens), but I figured it was a large gust of wind.  But it didn’t stop.  And then the entire building start to shake and the roof sounded like it was going to come off.  We’ve been having many problems with the HVAC unit on my side of the office, and we seriously thought the HVAC unit was doing something crazy and causing the roofing to shake very badly.  An earthquake didn’t enter my mind.  My boss hit the off button on the thermostat and as soon as he did that, the shaking stopped. Go figure. So we seriously thought it was the HVAC unit.  My boss, who has spent a good deal of money on repairs for this particular HVAC unit was a bit angry, grabbed the keys to get onto the roof and headed out the door.  Well, that’s when we noticed that the building across from us had evacuated.  Hmmm…. Perhaps…it…was…an…earthquake?!?

And then we started getting calls and texts from family members and friends, which confirmed our suspicion.

Here’s what I believe.  Yesterday was my dad’s 67th birthday. (HAPPY BIRTHDAY DADDY!) The earth did a little tremble with just the thought of the wrath of Sonny here for another year.  So, the earth moved because it was my daddy’s birthday.  I’m sticking with that, none of that geological nonsense.

And by the way, we are not complete morons.  Apparently, where my husband works, they also thought the shaking was coming from the rood and had something to do with the air handlers.  And I saw on Facebook from a couple friends that thought it had something to do with their HVAC and/or HVAC people on the roof.

Now for the important stuff…Do you know what to do in the case of an earthquake?  How about a tornado? Flood? Landslide? The American Public Health Association has published fact sheets on many emergencies such as these, and many more.  Access them here.

Let me know by leaving a comment what you were doing and what you thought was going on when the earthquake hit!